{"id":3026,"date":"2024-11-22T21:29:28","date_gmt":"2024-11-22T20:29:28","guid":{"rendered":"https:\/\/factoryformen.com\/bez-kategorii\/leasing-or-long-term-rental-what-to-choose-in-2024\/"},"modified":"2025-06-25T10:46:13","modified_gmt":"2025-06-25T08:46:13","slug":"leasing-or-long-term-rental-what-to-choose-in-2024","status":"publish","type":"post","link":"https:\/\/factoryformen.com\/en\/leasing-or-long-term-rental-what-to-choose-in-2024\/","title":{"rendered":"Leasing or long-term rental \u2013 what to choose in 2024?"},"content":{"rendered":"\n<p>Today, more and more people and companies are faced with a dilemma: leasing or long-term rental? Both forms of car financing are gaining popularity, but which one is more profitable? In this article, we will take a closer look at both solutions, compare their advantages and disadvantages, and suggest who will be better suited to which financing model.  <\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h4>Spis tre\u015bci<\/h4><nav><ul><li class=\"\"><a href=\"#h-czym-jest-leasing-samochodu\">What is car leasing?<\/a><\/li><li class=\"\"><a href=\"#h-czym-jest-wynajem-dlugoterminowy\">What is long-term rental?<\/a><\/li><li class=\"\"><a href=\"#h-leasing-a-wynajem-dlugoterminowy-najwazniejsze-roznice\">Leasing vs. long-term rental \u2013 the most important differences<\/a><\/li><li class=\"\"><a href=\"#h-leasing-czy-wynajem-co-sie-bardziej-oplaca\">Leasing or renting \u2013 which is more profitable?<\/a><\/li><li class=\"\"><a href=\"#h-dodatkowe-czynniki-wplywajace-na-wybor\">Additional factors influencing the choice<\/a><\/li><li class=\"\"><a href=\"#h-podsumowanie\">Summary<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-czym-jest-leasing-samochodu\">What is car leasing?<\/h3>\n\n\n\n<p>Leasing is a form of financing in which a lessor (e.g. a bank or leasing company) buys a car and gives it to the lessee for use for a specified period of time and for agreed installments. After the end of the contract, the lessee has the right to buy the car for a predetermined value (usually symbolic). <\/p>\n\n\n\n<p>There are two types of leasing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Operating lease:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Leasing installments are tax deductible.<\/li>\n\n\n\n<li>VAT on leasing installments can be deducted.<\/li>\n\n\n\n<li>The car is depreciated by the lessor.<\/li>\n\n\n\n<li>After the end of the contract, the car returns to the lessor or the lessee can buy it.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Financial leasing:<\/strong>\n<ul class=\"wp-block-list\">\n<li>The lessee depreciates the car.<\/li>\n\n\n\n<li>The leased object is entered into the lessee&#8217;s fixed asset register.<\/li>\n\n\n\n<li>VAT is paid once when concluding the contract.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-czym-jest-wynajem-dlugoterminowy\">What is long-term rental?<\/h3>\n\n\n\n<p>Long-term rental is a service under which the renter (CFM company) makes the car available to the renter for a certain period of time in exchange for a monthly fee. Long-term rental often also includes additional services, such as: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Servicing and repairs.<\/li>\n\n\n\n<li>Insurance.<\/li>\n\n\n\n<li>Replacement car.<\/li>\n\n\n\n<li>Winter tires.<\/li>\n\n\n\n<li>Assistance.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-leasing-a-wynajem-dlugoterminowy-najwazniejsze-roznice\">Leasing vs. long-term rental \u2013 the most important differences<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><th>Feature<\/th><th>Leasing<\/th><th>Long-term rental<\/th><\/tr><tr><td><strong>Vehicle ownership<\/strong><\/td><td>Lessor<\/td><td>Landlord<\/td><\/tr><tr><td><strong>Vehicle log-on<\/strong><\/td><td>Possible, usually at a low price<\/td><td>Usually impossible or at a high price<\/td><\/tr><tr><td><strong>Depreciation<\/strong><\/td><td>Lessor (operating) or lessee (financial)<\/td><td>Landlord<\/td><\/tr><tr><td><strong>Tax deductions<\/strong><\/td><td>Possible deduction of VAT and leasing installments (operating)<\/td><td>Limited deductions<\/td><\/tr><tr><td><strong>Additional services<\/strong><\/td><td>They are usually not included in the installment<\/td><td>Often included in the installment (service, insurance, tires)<\/td><\/tr><tr><td><strong>Mileage limit<\/strong><\/td><td>Lack<\/td><td>Usually mileage limit<\/td><\/tr><tr><td><strong>Initial fee<\/strong><\/td><td>Usually required<\/td><td>Usually none or low<\/td><\/tr><tr><td><strong>Flexibility<\/strong><\/td><td>Less<\/td><td>Greater<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-leasing-czy-wynajem-co-sie-bardziej-oplaca\">Leasing or renting \u2013 which is more profitable?<\/h3>\n\n\n\n<p>There is no clear answer to the question of which is more profitable \u2013 leasing or long-term rental. The choice of the optimal solution depends on individual needs and preferences. <\/p>\n\n\n\n<p><strong>Leasing<\/strong> will be a better choice for people who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They want to buy the <a href=\"https:\/\/factoryformen.com\/en\/gadgets\/cars\/which-car-for-a-man\/\">car<\/a> after the end of the contract.<\/li>\n\n\n\n<li>They need a car for business purposes and want to take advantage of tax deductions.<\/li>\n\n\n\n<li>They have no mileage limit.<\/li>\n\n\n\n<li>They prefer freedom in choosing service and insurance.<\/li>\n<\/ul>\n\n\n\n<p><strong>Long-term rental<\/strong> will work for people who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They value convenience and comprehensive service.<\/li>\n\n\n\n<li>They do not want to commit their own funds to the purchase of a car.<\/li>\n\n\n\n<li>They do not need to buy the car after the end of the contract.<\/li>\n\n\n\n<li>They drive a predictable number of kilometers.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-dodatkowe-czynniki-wplywajace-na-wybor\">Additional factors influencing the choice<\/h3>\n\n\n\n<p>When choosing between leasing and long-term rental, it is also worth considering:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial situation:<\/strong> Leasing usually requires a down payment, while long-term rental does not.<\/li>\n\n\n\n<li><strong>Type of Car:<\/strong> Some cars are more available for leasing, others for rent.<\/li>\n\n\n\n<li><strong>Contract length:<\/strong> Long-term rental offers more flexibility in terms of contract length.<\/li>\n\n\n\n<li><strong>Promotional offers:<\/strong> Both leasing companies and CFM offer promotions that can affect the final cost of financing.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-podsumowanie\">Summary<\/h3>\n\n\n\n<p>Both leasing and long-term rental have their advantages and disadvantages. Before making a decision, it is worth carefully analyzing your situation, needs and preferences. It is also a good idea to compare offers from different leasing and CFM companies to choose the best option.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today, more and more people and companies are faced with a dilemma: leasing or long-term rental? Both forms of car financing are gaining popularity, but which one is more profitable?&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3024,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","rank_math_title":"Leasing or long-term rental \u2013 what to choose in 2024?","rank_math_description":"Today, more and more people and companies are faced with a dilemma: leasing or long-term rental? Which solution is better for me? 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